Privacy Policy
1. Who We Are
YourWealth2Wellbeing.com (hereafter referred to as the "Company", "YourWealth2Wellbeing", "we", "us", and "our") provides www.yourwealth2wellbeing.com. We take data protection seriously and comply with Hong Kong's Personal Data (Privacy) Ordinance (PDPO). For US users, we also respect children's privacy protections. We encourage you to read our Terms and Conditions alongside this privacy statement.
2. Definitions
• "Company", "YourWealth2Wellbeing", "We", "Us", "Our" - YourWealth2Wellbeing.com, based in Hong Kong • "Client", "Your", "You" - Individuals purchasing our wellbeing courses or services • "Booker" - Person making bookings on behalf of clients • "The Website/Platform" - www.yourwealth2wellbeing.com and related services • "Services" - Wellbeing courses, coaching, and related digital/physical products.
3. Children Under the Age of 13 (US Users)
Our Platform is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you're under 13, please do not use our Platform. If we learn we've collected data from a child under 13 without parental consent, we'll delete it promptly. Parents can contact support@yourwealth2wellbeing.com if concerned.
4. Data User (Hong Kong PDPO)
YourWealth2Wellbeing.com, based in Hong Kong, is the "data user" responsible for personal data we collect. For data access/correction requests under PDPO, contact: support@yourwealth2wellbeing.com.
5. What Data We Collect
We collect: From Enquiry/Purchase Forms: • Name, email, phone, billing address (for course delivery/payments) • Location data (for personalized service) Automatically: • IP address, browser/device info, usage patterns (anonymized) • Cookies (see below) For Course Delivery: • Additional info for funding, certificates, or coaching sessions (with consent) We don't store payment details post-transaction.
6. How We Use Your Data
To: • Process course purchases and deliver materials • Send joining instructions, updates, certificates • Respond to support queries • Improve Platform experience • Send relevant course/coaching offers (with consent/opt-in) • Comply with legal obligations.
7. Lawful Basis for Processing (Hong Kong PDPO)
• Contract: Processing payments, delivering courses • Legitimate Interests: Improving services, fraud prevention, relevant marketing • Consent: Direct marketing emails/newsletters.
8. Direct Marketing
We may email similar wellbeing courses/coaching to past customers (soft opt-in). Unsubscribe anytime via email links or support@yourwealth2wellbeing.com.
9. Information We Share
Never sold. Shared only with: • Payment processors (Stripe - doesn't store card details) • Course delivery partners (with consent) • Exam/certification bodies (if applicable) • Legal authorities (if required) All processors have data protection agreements.
10. Data Storage & Security
Data stored securely on servers in Hong Kong/US/EU with encryption. We use access controls and regular security reviews. Internet transmission isn't 100% secure.
11. International Transfers
Data may transfer between Hong Kong, US, EU. We use appropriate safeguards (contracts, adequacy decisions).
12. Cookies
Essential: Login, preferences Analytics: Site performance (Google Analytics - anonymized) Manage: Browser settings or www.aboutcookies.org
13. Your Rights
• Access/Correct: Email support@yourwealth2wellbeing.com • Withdraw Consent: Unsubscribe links or contact us • Erasure: After legal retention periods • Object to Marketing: Anytime.
14. Retention
Data kept only as needed for service delivery, legal obligations, or fraud prevention.
15. Third-Party Sites
Links to external sites aren't covered by this policy. Review their privacy statements.
16. Updates
We may update this policy. Check regularly. Continued use = acceptance.
17. Contact
Email: support@yourwealth2wellbeing.com Data Requests: Same email for PDPO access requests.